Category: Australia Finance & Insurance

Updated October 2026. This detailed independent guide is for families with children preparing to rent their first Australian home. Moving children into a new rental involves much more than the weekly price. Catchment policies, household size, childcare, accessibility and lease conditions shape the practical choice. The purpose is to help you research the options and consequences before committing money, time or important personal documents.

There is seldom a single answer that suits everyone. Rules, institutions, local conditions and individual circumstances all matter. An apparently simple choice may involve a different authority for eligibility, a different organisation providing the service and a third body overseeing consumer protection. The most reliable strategy is to separate those functions, compare written evidence and make a decision that remains sensible when circumstances change.

Start by understanding the real decision

Parents need a safe, financially workable home that supports schooling, routine travel and any special family requirements. The first task is to identify the specific decision you are making. Write down what you already know, the important facts you still need, and the consequences of being wrong. Keep official requirements separate from preferences or advice given by sellers. An exciting headline, impressive campus photograph or encouraging recruiter is not evidence that the option suits you. Define the outcome you need in terms that can be verified: eligibility, affordability, location, realistic timing and practical next steps.

Who this pathway or choice can suit

families with children preparing to rent their first Australian home should compare their circumstances with the stated requirements rather than with anecdotes from people who appear similar online. Background, qualifications, immigration status, family needs and financial reserves can change the answer significantly. Apartments, townhouses and detached houses differ in outdoor space, maintenance, noise, parking and proximity to schools. Make a short list of non-negotiables and another list of preferences you could compromise on. An option that fails a legal or financial non-negotiable should be removed early, even if other features are appealing. This saves the effort of researching products or pathways that will never be suitable.

Compare the main options before choosing

Apartments, townhouses and detached houses differ in outdoor space, maintenance, noise, parking and proximity to schools. Compare at least two alternatives on the same basis. For each one note who sets the rules, what evidence is required, what the complete cost might be and what happens if you cannot proceed on time. Resist comparing one option’s advertised best case with another’s typical case. A transparent comparison recognises strengths and limits on both sides. If an adviser insists there is only one guaranteed path, ask for the official source that supports the claim and investigate the alternatives yourself.

Eligibility is different from a desirable outcome

Landlords and agents assess rental applications under relevant state laws; school enrolment eligibility and address requirements should be checked independently. Some arrangements have clear written entry requirements, while others involve assessments or discretionary decisions. Meeting a minimum standard does not necessarily secure a place, a scholarship, a job or a visa. Build an eligibility table: requirement, source, your evidence, remaining uncertainty and next action. Avoid filling unknown columns with guesses. When rules change, note the date you checked them and whether transitional arrangements may matter. If your circumstances are complex, a regulated professional may be better placed to give tailored advice.

Check which official body is responsible

Use the state or territory tenancy authority for bond and lease rules and the relevant education department for school information. A useful research rule is to ask whether the source is the actual decision maker, an information service or a commercial provider. Government portals, recognised regulators and official institutional websites should be your starting points for binding requirements. Read their full conditions instead of copying a single search-result sentence. Where several authorities overlap, verify what each one controls. A university may offer admission, for example, without deciding a visa; an employer can offer work without granting occupational registration. This distinction prevents expensive misunderstandings.

Make a document and evidence checklist

Relevant documentation may include identity and immigration records as needed, proof of income, genuine rental references, school records, immunisation records where requested and emergency contacts. Arrange records clearly by date and purpose. Keep an original, a secure backup and a working version that can be shared safely. Names, dates and qualifications should agree across forms. If certified translations, evidence of funds or third-party letters are requested, use the receiving authority’s actual checklist rather than buying an unnecessary service. Ask how long each document remains valid. Do not give full identity or financial records to unverifiable intermediaries, and remove sensitive information from informal enquiries.

Calculate the true cost rather than the advertised cost

bond, rent in advance, utilities, moving costs, transport, childcare, furnishings and temporary accommodation if the lease start is delayed Your budget should distinguish non-refundable fees, deposits, ongoing expenses and a contingency reserve. The cheapest advertised option can be expensive after travel, accommodation, insurance, exchange rates, documentation and opportunity cost. Use a conservative scenario and avoid assuming that future work or approval will pay for immediate commitments. Make a second plan for delays. Check refund policies in writing and identify who receives each payment. Do not treat an agency’s attractive estimate as a quotation from the responsible institution or government authority.

Consider timing, deadlines and delays

School term dates and property availability may not align, so plan transitional schooling and accommodation options where possible. Put the steps on a calendar in the order they must occur. Some applications require documents or assessments before you can submit; other steps can be done in parallel. Estimate processing time from the official authority’s current information rather than a social-media promise. A delay of several weeks can affect housing, tuition, employment start dates or travel. Keep important reservations flexible until the essential approvals are secure. Review each time-sensitive rule when you are actually ready to apply, not only when you first research the topic.

Why location changes the decision

A cheaper rental outside a school area can create significant daily travel burdens, especially where more than one child attends different settings. Think beyond national averages. Cities, suburbs, campuses and regional areas have distinct rental markets, travel needs, health services and family amenities. A lower advertised cost may be offset by a vehicle, long commute or limited accommodation supply. If a government policy uses an official regional designation, check the actual definitions rather than relying on everyday geography. Consider whether you could manage the chosen arrangement without immediate access to full-time work, and whether you would be comfortable there beyond the first month.

A useful research process from start to finish

Begin by reading the primary official source and writing a one-page summary in your own words. Next obtain the exact requirements, documents and fees from the responsible organisation. Third, compare genuine alternatives and independently verify claims. Fourth, calculate a realistic budget and set a decision date. Fifth, ask focused questions in writing and save the answers. Sixth, review the result with anyone whose circumstances will be affected. Finally, proceed in small, reversible steps where possible. The process may be slower than following a viral ‘shortcut’, but the evidence is stronger.

What to ask providers, employers or advisers

Ask who makes the final decision, which rules are currently applicable, what documents prove eligibility and whether any conditions apply after acceptance. Request a full breakdown of fees, deposits, refunds, changes and cancellation terms. Ask what happens if the decision is delayed, refused or withdrawn, and whether the proposed arrangement affects dependants. Ask who maintains the property, which utilities are included, how repairs are handled, and whether the claimed school catchment is accurate. Insist on answers relevant to your own case, not a generic success story. Record the organisation, date, person spoken to and source link; this makes later comparisons much easier.

Compare best-case, expected and difficult scenarios

Create three versions of your plan. In the best case, the process proceeds on time and costs no more than expected. In the central case, allow routine delays and some additional expenses. In the difficult case, suppose an assessment takes longer, rent is higher or an anticipated opportunity does not materialise. A family secures an attractive house but learns too late that school enrolment rules do not match the marketing description of the neighbourhood. For each scenario, ask what money remains, which commitments could be cancelled and who can help. This exercise is not pessimism; it is a method of avoiding a commitment that only works if everything goes perfectly.

Read the fine print carefully

Look for conditions that are easy to miss: location restrictions, minimum attendance or work requirements, refund limitations, insurance exclusions, required qualifications and dates of validity. The exact wording of an official condition matters more than how it was summarised in a social-media post. If something seems ambiguous, seek a written interpretation from the responsible body or appropriately qualified adviser. Beware of arrangements that require large upfront payment before providing detailed terms. Never sign a declaration that you know is false or that you do not understand.

Recognise misleading advertising and scams

Scammers collecting rental deposits for properties they do not control or making false promises about school admission. Common warning signs include guaranteed government outcomes, pressure to pay immediately, requests for money to a personal account and refusal to identify the real decision-making body. A convincing website or high-quality video is not proof of accreditation. Look up the provider’s legal identity independently, visit the official register if one exists, and verify contact details through public sources. Be especially careful with offers circulating through messaging groups. Legitimate choices survive ordinary questions about fees, registration, cancellation and written evidence.

Work through a realistic example

A family secures an attractive house but learns too late that school enrolment rules do not match the marketing description of the neighbourhood. Imagine an applicant comparing two plausible options. The first has a lower headline cost but requires a lengthy journey and an unclear refund policy. The second is more expensive initially but has clearer documentation, better access to services and predictable ongoing costs. Rather than choosing immediately, the applicant checks the responsible authority, calculates expenses for six months and confirms the conditions in writing. The resulting decision is based on fit and affordability, not simply the excitement of being accepted or receiving a persuasive sales call.

Consider partners, children and longer-term needs

Decisions about study, migration and relocation affect households, not only the principal applicant. Consider childcare, school access, medical needs, accommodation size, employment options for a partner and the ability to remain financially secure during delays. Check dependant eligibility from official sources and do not assume one family member’s rights extend automatically to another. If you are planning alone, still account for support networks, emergency contacts and unexpected travel. A workable plan should preserve some flexibility rather than making every family decision depend on one uncertain outcome.

A practical 30-day research checklist

Days 1–7: Define the objective and read the relevant official guidance. Build a list of eligibility requirements and unknowns. Days 8–14: Collect documents, compare options and request written answers from responsible organisations. Days 15–21: Build conservative budgets and timelines, check refund provisions and investigate important risks. Days 22–30: Decide what can safely proceed now and what should wait. Keep a log of sources and their publication or update dates. If an essential question remains unanswered, do not use a made-up assumption simply to meet the schedule.

Mistakes that can be avoided early

People often research an appealing benefit before checking whether they qualify, compare prices without including the ongoing costs or treat an agent’s explanation as a government decision. Another mistake is preparing documents with inconsistent dates and failing to keep copies of submissions. Less obvious problems arise when an arrangement depends on ideal timing, future income or a condition that has not been confirmed. Reduce these risks by documenting assumptions, verifying current rules and giving yourself permission to change the plan when evidence does not support the original choice.

Build a backup route that respects the rules

Choose temporary housing, widen the search to other suitable school areas or delay the final move rather than signing an unverified lease. A useful Plan B is not a loophole; it is a lawful alternative that you can realistically fund and understand. Identify which expenses could be recovered, whether you could change timing and which qualifications or documents would remain useful. Avoid making simultaneous commitments that create conflicting obligations. If the initial option does not proceed, a clear backup route can prevent panic spending. Revisit the official information before switching, because a different pathway may have completely different eligibility and work restrictions.

Frequently asked questions

Is an attractive advertised option guaranteed? No. Eligibility, availability and actual decisions must be checked. Where should I verify the rules? Use Use the state or territory tenancy authority for bond and lease rules and the relevant education department for school information.. What should I budget for? Consider bond, rent in advance, utilities, moving costs, transport, childcare, furnishings and temporary accommodation if the lease start is delayed. Can a third party guarantee success? No credible intermediary can promise a government decision outside its control. Should I act before all evidence is ready? Begin reversible research steps, but avoid non-refundable commitments while crucial requirements remain uncertain. How do I compare alternatives? Use the same timeframe, written conditions and realistic budget for each rather than the best advertised outcome.

Useful official resources and further reading

• Primary official source for this topic
• Australian Department of Home Affairs
• Fair Work Ombudsman
• Study Australia

See our Start Here guide, relocation budget and scam-prevention guide. This article offers general information, not tailored immigration, education, legal, financial or medical advice. Check the currently applicable official requirements and any individual conditions before acting.

Updated October 2026. This detailed independent guide is for new arrivals and temporary or permanent visa holders researching healthcare cover in Australia. Medicare is Australia’s public healthcare system, but eligibility depends on immigration status and other legal circumstances. Living in Australia or holding a job does not by itself answer whether a person can enrol. The purpose is to help you research the options and consequences before committing money, time or important personal documents.

There is seldom a single answer that suits everyone. Rules, institutions, local conditions and individual circumstances all matter. An apparently simple choice may involve a different authority for eligibility, a different organisation providing the service and a third body overseeing consumer protection. The most reliable strategy is to separate those functions, compare written evidence and make a decision that remains sensible when circumstances change.

Start by understanding the real decision

A household should establish each member’s current eligibility before cancelling existing insurance or relying on public healthcare. The first task is to identify the specific decision you are making. Write down what you already know, the important facts you still need, and the consequences of being wrong. Keep official requirements separate from preferences or advice given by sellers. An exciting headline, impressive campus photograph or encouraging recruiter is not evidence that the option suits you. Define the outcome you need in terms that can be verified: eligibility, affordability, location, realistic timing and practical next steps.

Who this pathway or choice can suit

new arrivals and temporary or permanent visa holders researching healthcare cover in Australia should compare their circumstances with the stated requirements rather than with anecdotes from people who appear similar online. Background, qualifications, immigration status, family needs and financial reserves can change the answer significantly. Depending on eligibility, people may need Medicare enrolment, private health cover or overseas visitor or student health arrangements. Make a short list of non-negotiables and another list of preferences you could compromise on. An option that fails a legal or financial non-negotiable should be removed early, even if other features are appealing. This saves the effort of researching products or pathways that will never be suitable.

Compare the main options before choosing

Depending on eligibility, people may need Medicare enrolment, private health cover or overseas visitor or student health arrangements. Compare at least two alternatives on the same basis. For each one note who sets the rules, what evidence is required, what the complete cost might be and what happens if you cannot proceed on time. Resist comparing one option’s advertised best case with another’s typical case. A transparent comparison recognises strengths and limits on both sides. If an adviser insists there is only one guaranteed path, ask for the official source that supports the claim and investigate the alternatives yourself.

Eligibility is different from a desirable outcome

Services Australia provides specific Medicare enrolment criteria, and Home Affairs may impose health-cover conditions on particular visas. Some arrangements have clear written entry requirements, while others involve assessments or discretionary decisions. Meeting a minimum standard does not necessarily secure a place, a scholarship, a job or a visa. Build an eligibility table: requirement, source, your evidence, remaining uncertainty and next action. Avoid filling unknown columns with guesses. When rules change, note the date you checked them and whether transitional arrangements may matter. If your circumstances are complex, a regulated professional may be better placed to give tailored advice.

Check which official body is responsible

Services Australia is the official source for Medicare enrolment, Home Affairs for visa conditions, and the applicable insurer for policy terms. A useful research rule is to ask whether the source is the actual decision maker, an information service or a commercial provider. Government portals, recognised regulators and official institutional websites should be your starting points for binding requirements. Read their full conditions instead of copying a single search-result sentence. Where several authorities overlap, verify what each one controls. A university may offer admission, for example, without deciding a visa; an employer can offer work without granting occupational registration. This distinction prevents expensive misunderstandings.

Make a document and evidence checklist

Relevant documentation may include passports, eligible visa or residence records, identity evidence, family documents and any material requested by Services Australia. Arrange records clearly by date and purpose. Keep an original, a secure backup and a working version that can be shared safely. Names, dates and qualifications should agree across forms. If certified translations, evidence of funds or third-party letters are requested, use the receiving authority’s actual checklist rather than buying an unnecessary service. Ask how long each document remains valid. Do not give full identity or financial records to unverifiable intermediaries, and remove sensitive information from informal enquiries.

Calculate the true cost rather than the advertised cost

possible private insurance premiums, coverage exclusions, waiting periods, out-of-pocket treatment charges, medicines and emergency transport Your budget should distinguish non-refundable fees, deposits, ongoing expenses and a contingency reserve. The cheapest advertised option can be expensive after travel, accommodation, insurance, exchange rates, documentation and opportunity cost. Use a conservative scenario and avoid assuming that future work or approval will pay for immediate commitments. Make a second plan for delays. Check refund policies in writing and identify who receives each payment. Do not treat an agency’s attractive estimate as a quotation from the responsible institution or government authority.

Consider timing, deadlines and delays

Health coverage should be checked before travel and confirmed again when immigration circumstances or family composition change. Put the steps on a calendar in the order they must occur. Some applications require documents or assessments before you can submit; other steps can be done in parallel. Estimate processing time from the official authority’s current information rather than a social-media promise. A delay of several weeks can affect housing, tuition, employment start dates or travel. Keep important reservations flexible until the essential approvals are secure. Review each time-sensitive rule when you are actually ready to apply, not only when you first research the topic.

Why location changes the decision

The availability of bulk-billing services, specialists and emergency care can differ between metropolitan and regional areas. Think beyond national averages. Cities, suburbs, campuses and regional areas have distinct rental markets, travel needs, health services and family amenities. A lower advertised cost may be offset by a vehicle, long commute or limited accommodation supply. If a government policy uses an official regional designation, check the actual definitions rather than relying on everyday geography. Consider whether you could manage the chosen arrangement without immediate access to full-time work, and whether you would be comfortable there beyond the first month.

A useful research process from start to finish

Begin by reading the primary official source and writing a one-page summary in your own words. Next obtain the exact requirements, documents and fees from the responsible organisation. Third, compare genuine alternatives and independently verify claims. Fourth, calculate a realistic budget and set a decision date. Fifth, ask focused questions in writing and save the answers. Sixth, review the result with anyone whose circumstances will be affected. Finally, proceed in small, reversible steps where possible. The process may be slower than following a viral ‘shortcut’, but the evidence is stronger.

What to ask providers, employers or advisers

Ask who makes the final decision, which rules are currently applicable, what documents prove eligibility and whether any conditions apply after acceptance. Request a full breakdown of fees, deposits, refunds, changes and cancellation terms. Ask what happens if the decision is delayed, refused or withdrawn, and whether the proposed arrangement affects dependants. Ask whether each family member qualifies now, when enrolment becomes effective, what services are covered and which costs remain payable. Insist on answers relevant to your own case, not a generic success story. Record the organisation, date, person spoken to and source link; this makes later comparisons much easier.

Compare best-case, expected and difficult scenarios

Create three versions of your plan. In the best case, the process proceeds on time and costs no more than expected. In the central case, allow routine delays and some additional expenses. In the difficult case, suppose an assessment takes longer, rent is higher or an anticipated opportunity does not materialise. A temporary visa holder assumes public health cover applies to the whole family and later discovers separate insurance obligations. For each scenario, ask what money remains, which commitments could be cancelled and who can help. This exercise is not pessimism; it is a method of avoiding a commitment that only works if everything goes perfectly.

Read the fine print carefully

Look for conditions that are easy to miss: location restrictions, minimum attendance or work requirements, refund limitations, insurance exclusions, required qualifications and dates of validity. The exact wording of an official condition matters more than how it was summarised in a social-media post. If something seems ambiguous, seek a written interpretation from the responsible body or appropriately qualified adviser. Beware of arrangements that require large upfront payment before providing detailed terms. Never sign a declaration that you know is false or that you do not understand.

Recognise misleading advertising and scams

Agents selling policies as though purchase automatically guarantees visa eligibility or covers every treatment without exclusions. Common warning signs include guaranteed government outcomes, pressure to pay immediately, requests for money to a personal account and refusal to identify the real decision-making body. A convincing website or high-quality video is not proof of accreditation. Look up the provider’s legal identity independently, visit the official register if one exists, and verify contact details through public sources. Be especially careful with offers circulating through messaging groups. Legitimate choices survive ordinary questions about fees, registration, cancellation and written evidence.

Work through a realistic example

A temporary visa holder assumes public health cover applies to the whole family and later discovers separate insurance obligations. Imagine an applicant comparing two plausible options. The first has a lower headline cost but requires a lengthy journey and an unclear refund policy. The second is more expensive initially but has clearer documentation, better access to services and predictable ongoing costs. Rather than choosing immediately, the applicant checks the responsible authority, calculates expenses for six months and confirms the conditions in writing. The resulting decision is based on fit and affordability, not simply the excitement of being accepted or receiving a persuasive sales call.

Consider partners, children and longer-term needs

Decisions about study, migration and relocation affect households, not only the principal applicant. Consider childcare, school access, medical needs, accommodation size, employment options for a partner and the ability to remain financially secure during delays. Check dependant eligibility from official sources and do not assume one family member’s rights extend automatically to another. If you are planning alone, still account for support networks, emergency contacts and unexpected travel. A workable plan should preserve some flexibility rather than making every family decision depend on one uncertain outcome.

A practical 30-day research checklist

Days 1–7: Define the objective and read the relevant official guidance. Build a list of eligibility requirements and unknowns. Days 8–14: Collect documents, compare options and request written answers from responsible organisations. Days 15–21: Build conservative budgets and timelines, check refund provisions and investigate important risks. Days 22–30: Decide what can safely proceed now and what should wait. Keep a log of sources and their publication or update dates. If an essential question remains unanswered, do not use a made-up assumption simply to meet the schedule.

Mistakes that can be avoided early

People often research an appealing benefit before checking whether they qualify, compare prices without including the ongoing costs or treat an agent’s explanation as a government decision. Another mistake is preparing documents with inconsistent dates and failing to keep copies of submissions. Less obvious problems arise when an arrangement depends on ideal timing, future income or a condition that has not been confirmed. Reduce these risks by documenting assumptions, verifying current rules and giving yourself permission to change the plan when evidence does not support the original choice.

Build a backup route that respects the rules

Obtain appropriate interim insurance or change travel timing after checking the official eligibility and policy wording. A useful Plan B is not a loophole; it is a lawful alternative that you can realistically fund and understand. Identify which expenses could be recovered, whether you could change timing and which qualifications or documents would remain useful. Avoid making simultaneous commitments that create conflicting obligations. If the initial option does not proceed, a clear backup route can prevent panic spending. Revisit the official information before switching, because a different pathway may have completely different eligibility and work restrictions.

Frequently asked questions

Is an attractive advertised option guaranteed? No. Eligibility, availability and actual decisions must be checked. Where should I verify the rules? Use Services Australia is the official source for Medicare enrolment, Home Affairs for visa conditions, and the applicable insurer for policy terms.. What should I budget for? Consider possible private insurance premiums, coverage exclusions, waiting periods, out-of-pocket treatment charges, medicines and emergency transport. Can a third party guarantee success? No credible intermediary can promise a government decision outside its control. Should I act before all evidence is ready? Begin reversible research steps, but avoid non-refundable commitments while crucial requirements remain uncertain. How do I compare alternatives? Use the same timeframe, written conditions and realistic budget for each rather than the best advertised outcome.

Useful official resources and further reading

• Primary official source for this topic
• Australian Department of Home Affairs
• Fair Work Ombudsman
• Study Australia

See our Start Here guide, relocation budget and scam-prevention guide. This article offers general information, not tailored immigration, education, legal, financial or medical advice. Check the currently applicable official requirements and any individual conditions before acting.

Moving countries involves more than the price of a flight. A realistic relocation budget accounts for costs before departure, upfront housing expenses and the time it may take to receive your first pay.

Before you leave

• Passport renewals, required documents and certified translations
• Visa application charges and any eligible family-member charges
• Professional registration, skills assessments or English tests where applicable
• Flights, baggage and shipment of belongings
• Temporary accommodation and airport transfers

Housing costs on arrival

Rental markets differ significantly between cities, suburbs and regional areas. You may need money for temporary accommodation, a rental bond, rent in advance, utilities and basic household items. Research tenancy rules in the relevant state or territory before transferring money.

Monthly living expenses

Build estimates for groceries, transport, mobile service, internet, utilities, childcare, healthcare, insurance and any debt repayments. Check whether your visa conditions affect access to public services and healthcare.

Example budget worksheet

Create a worksheet with columns for item, expected cost in Australian dollars, payment date and whether the expense is refundable. Use current quotes rather than copying another person’s figures.

How much emergency cash?

Consider a buffer that covers several weeks or months of essential spending, particularly if employment is not confirmed. The right amount depends on family size, housing arrangements, job certainty and available support.

Avoid common mistakes

• Assuming a quoted salary equals take-home pay
• Ignoring rental bond and setup costs
• Underestimating transport needs outside major cities
• Sending a deposit before verifying the property and landlord
• Failing to account for exchange-rate movement

Useful official references

Check visa charges at Home Affairs, pay and workplace rights at Fair Work, and tax obligations at the Australian Taxation Office. Use state government tenancy authorities for rental rules.

Illustrative planning guidance only; this is not financial or immigration advice.

Finding a rental property is often one of the largest challenges after moving to Australia. Requirements and tenant protections differ between states and territories, so check local government guidance rather than assuming a single national rule.

Decide where to live

Compare commuting time, public transport, schools, local services, housing supply and the full cost of travel. A lower advertised rent can be offset by expensive transport.

Prepare a rental application

Agents may ask for identity verification, employment or income information, references and rental history. New arrivals may have limited local rental records; ask the agent what alternative evidence they accept.

Understand bonds and rent in advance

A rental bond is typically held under a state or territory tenancy system. Permitted amounts, lodgement processes and rent-in-advance rules vary by jurisdiction. Check the local tenancy authority before making payments.

Inspect before committing

• Confirm the property address and the agent’s identity.
• Check heating, cooling, appliances and visible damage.
• Read the tenancy agreement and condition report.
• Document existing issues in writing and retain copies.
• Do not transfer funds to unverified accounts.

Budget beyond the rent

Include utilities, internet, furniture, contents insurance, transport and moving costs. Check whether bills are included in shared accommodation.

Where to verify tenant rights

Consult the residential tenancy authority or consumer affairs agency for your Australian state or territory. For general tax and work information, use the Australian Taxation Office and Fair Work Ombudsman.

General information only. Local tenancy laws and market conditions change.